Architecting Marketplace Split Payouts

Data Flow Diagrams (DFD) · made in Skemio

Data Flow Diagram showing customer payment splitting into vendor items, platform fee deduction, escrow storage, and final merchant payout disbursement.

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What it shows

Split cart items at ingestion before executing individual payment authorizations
Hold vendor funds in segregated escrow records to satisfy marketplace laws
Deduct take-rates automatically prior to initiating automated bank transfers

The takeaway

Separate payment authorization from escrow settlement to keep multi-vendor accounting audit-ready.

#SystemDesign
#Fintech
#Architecture
#Backend
#Payments
#SoftwareEngineering

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