Software Design

Designing a Resilient KYC Verification Pipeline

State Diagrams · made in Skemio

State diagram of KYC verification: Ingested to Auto Processing, branching into Approved, Manual Review, or Rejected.
State diagram of KYC verification: Ingested to Auto Processing, branching into Approved, Manual Review, or Rejected.
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What it shows

  • Async OCR and face match should run concurrently to minimize drop-off
  • Deterministic confidence score routing separates instant pass from review
  • Manual fraud escalation protects conversion while meeting AML laws

The takeaway

Automate the clear 80%, escalate the ambiguous 15%, and reject the fraudulent 5%.

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